The Core Mortgage Team will work one-on-one with you to ensure that you get an Orlando mortgage that’s tailored specifically to your unique financing needs. We’ll give you the attention you deserve to make your home financing experience stress-free!
When you contact us to discuss your mortgage needs, we’ll ask you some questions and, based on your answers, we’ll give you a preliminary rate quote and a good faith estimate of all closing costs.
If you are happy with the rates and closing costs, we can do a verbal loan application over the phone.
We’ll email or snail mail you the required documents for review. Once you sign and return them, we can lock in the rates and submit your application to the lender for approval.
From your first call until mortgage commitment, the entire loan process can take as little as 10 business days! When you’re ready to apply for a home loan, you can do it online and get an answer fast, often within just a few hours.
The Core Mortgage Team has the answers you need. Our licensed mortgage bankers are here to help you 24/7! Call us now at (855) 554-CORE or (239) 431-5889.
What the Core Mortgage Team Provides
We are dedicated to helping you finance the home of your dreams in Orlando, Florida, and our goal is to exceed your expectations on every mortgage loan we complete. You will enjoy:
- Helpful and knowledgeable Core Mortgage Team experts
- Access to our vast network of lender resources
- The best rates
- Fewer hoops to jump through
- A customer-first focus you will only find here
Our objective is to satisfy 100% of our borrowers during their Orlando mortgage loan experience.
There are no concrete rules for how much home you can afford, or how big your mortgage should be. Even if you have less-than-perfect credit, we can find you a program that could save you money every month or get you into your next home.
From fixed-rate loans to first-time home buyer programs to jumbo mortgages, the Core Mortgage Team can help you find the Orlando home loan you need. Our portfolio of low-rate mortgage options includes:
- Fixed Rate Loans – 15 , 20 and 30 year
- Adjustable Rate Mortgages – 1, 3, 5, 7 and 10 year ARMs
- FHA & USDA Home Mortgages
- VA Loans with no money down for qualified veterans
- Reverse Mortgages
- Interest only loans
- Home Equity Loans
- Jumbo Mortgages (from $417,000 to $5 million)
- Condo Mortgages
- Foreign National Financing
- Construction Loans and Undeveloped-Land Loans
- Reverse Mortgages
Speaking the Language of Home Loans
At Core Mortgage, we want you to feel comfortable making the decisions that get you into the home of your dreams. It helps to understand the language! Here are a few of the most common terms you’ll hear in the mortgage vocabulary:
Appraisal: A written estimate or opinion of a property’s value prepared by a qualified appraiser.
Closing Costs: Additional expenses over and above the price of the property that are incurred by buyers and sellers in the process of transferring ownership of a property. They usually include an origination fee, discount points, appraisal fee, title search and insurance, survey, taxes, deed recording fee, credit report charge and other costs assessed at settlement.
Debt-to-Income Ratio: The relationship between a borrower’s total monthly debt payments and his or her gross monthly income. This calculation will be used to determine the mortgage amount you qualify for.
Fixed Rate Mortgage: Throughout the mortgage term, the interest rate will remain at a fixed amount.
Lock-In Period: This is the time period during which the lender guarantees a specific interest rate to the borrower.
Mortgage Insurance Premium: This is insurance that protects lenders against losses caused if a borrower defaults on a mortgage loan. It is typically required if the down payment is less than 20% of the purchase price.
Prequalification: This is an assessment of how much a prospective home buyer is eligible to borrow and how much a lender will lend, and it is done before the borrower applies for a loan. The Core Mortgage Team can get you prequalified for homeownership in less than 24 hours!
Refinance: Acquiring a new mortgage loan on a property you already own. Refinancing is usually done to replace an existing loan on the property with one that offers a lower interest rate in order to lower the monthly mortgage payment or use some of the equity for other expenses.
If you are seeking to purchase a home in Orlando, Florida, don’t hesitate to use our online form to contact us, call us at (855) 554-CORE or (239) 431-5889, or visit us in Naples!
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