Marco Island Mortgage Loans
Core Mortgage Team can help you buy the house of your dreams in Marco Island, Florida. Our licensed mortgage brokers are experts at mortgage products and home loans with the most competitive rates.
We’re also proud to offer the BEST condo financing options on the Island!
We can proudly offer borrowers the BEST rates and BEST quality of service throughout the State of Florida. We cater towards primary residences, second homes and investment properties, but providing mortgages for homes or property in Marco Island is only one of our specialties. We are also the perfect choice if you are looking to refinance an existing mortgage.
Use our online form to inquire about a home loan, call us at (239) 514-2674 or (855) 554-CORE, or pay us a visit right here at our local Naples/ Marco Island offices! We are willing to personally meet you at any location. Our realtor network on the island is extensive.
Core Mortgage Financial
5683 Strand Ct Ste #10
Naples, Florida 34110
Phone: (239) 514-2674
Core Mortgage Loan Products
From fixed-rate and adjustable rate mortgages to condo financing with 20% down to jumbo loans up to $5 million, the Core Mortgage Team can help you find the Marco Island home loan you need. Our network of mortgage options includes:
- Fixed Rate Mortgages – 15 , 20 and 30 year
- ARMs – 1, 3, 5, 7 and 10 year
- Condo Mortgages with 3% down payment
- Jumbo Mortgages (starting at $453,100)
- Interest only loans
- Jumbo Condo mortgage with 5% down
- Construction Loans and Undeveloped-Land Loans
- Foreign National Financing
- FHA & USDA Home Mortgages
- VA Loans with no money down for qualified veterans
- Reverse Mortgages
How Much Home Can You Afford?
There are a variety of factors that will determine how much you can borrow when purchasing a Marco Island home as well as how much home you can really afford.
Are you prepared to make a sizable down payment? The down payment is calculated as a percentage of the home’s selling price and is due at closing. Making a down payment of 20% or more can save you money and, on conventional mortgages, help you avoid the additional cost of mortgage insurance.
If you aren’t prepared to make a 20% down payment, we can help you find many other affordable mortgage programs.
Well before you start house-hunting, you can avoid disappointment by getting prequalified for a loan. In most cases, we can prequalify you for home ownership in less than 24 hours. Then you’ll be able to shop in peace!
Core Mortgage wants to help you make the most of your money. Our goal is to help you pay less on what you borrow with a loan rate that meets your financing needs.
Know Your Credit Score
Some mortgage companies will quote you a rate, submit your application and hope the loan gets approved. Core Mortgage goes the extra mile to understand your situation and tailor a loan program for you that fits your circumstances. And excellent, clean credit will help you get the best rates.
Obtain a free credit report and view your scores. Analyze them and calculate your monthly expenditures. Also scan the report for derogatory reports and clean up any delinquent accounts. If there are collection actions or charge-offs, call the creditor and either dispute them or ask for them to be removed.
In most cases, lenders will be looking for credit scores of 620 or better. If you are able to qualify for a mortgage, the lower your credit score is, the higher your interest rate will be. Don’t risk driving your credit score down by making large purchases or opening new credit accounts within a few months of applying for a mortgage.
Our goal is to satisfy 100% of our borrowers during their mortgage loan experience. Contact us via our online form to inquire about a Marco Island Mortgage or call us today at (855) 554-CORE or (239) 514-2674.
Need a Quote?
Our Loan Specialists will give you the best quote possible and answer any questions you might have.
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