Cape Coral VA Mortgage

We are the Cape Coral VA Mortgage experts. The Core Mortgage Team has licensed loan originators that have served in the military and understand the military complex loan programs.Their staff is dedicated to helping our veterans obtain VA loans and mortgages. The Core Mortgage Team office is conveniently located in Southwest Florida. Their mortgage bankers are dedicated to helping veterans obtain home loans and mortgages at the most competitive rates.

Our staff are resident experts on VA loans, with specialty products such as a credit score minimum of 580 with collections not required to be paid prior to closing.

The Core Mortgage Team has Cape Coral VA Mortgage specialists that service the Cape Coral, Florida area. We take great pride in provide mortgages for armed service members and veterans. We have many different VA mortgage programs that will your current financial needs.

Whether you are or have been in the Army, Air Force, Navy, Marines, Coast Guard or National Guard – we want to speak to you about your home loan needs.

We believe every service member should receive the benefits they have rightfully earned. If you live in Cape Coral or anywhere in Florida and are veteran or armed service member – we urge you to contact the number one Cape Coral VA Loan specialists – The Core Mortgage Team.

 

Cape Coral Home Loans for Army Vets / Members of the Army Cape Coral Home Loans for Marine Vets / Members of the Marines Cape Coral Home Loans for Navy Vets / Members of the Navy Cape Coral Home Loans for Air Force Vets / Members of the Air Force Cape Coral Home Loans for Coast Guard

 

There are a vast amount of benefits of VA loans compared to conventional financing.

  • VA Mortgages are 100% financing with NO mortgage insurance
  • If your credit is not perfect you still receive the same rate as someone with perfect credit
  • VA loans are mostly assumable if you decide to sell to another veteran
  • Easier Qualification Standards

Although called a Veterans Administration (VA) Home Loan, eligibility consistent of some of the individuals below.

  • Active duty military personnel
  • Reservists
  • National guard
  • Certain categories of spouses

Eligibility:

  • 90 days or more of active duty service during wartime
  • 181 days or more of active duty service during peacetime
  • Service member was  discharged for circumstances that were not dishonorable
  • You are currently active duty personnel and have 90-181 days
  • Widow of a Veteran who died during service or because of service-related injuries and have not remarried.

A veteran must have been honorably discharged and served a minimum of 90 days in war time periods or 180 days in peacetime. For National Guard members, the requirement is a minimum of 6 years service. Spouses of deceased veterans (with a service-related death) can qualify if they have not remarried.

VA mortgages do not place such an emphasis on credit scoring. Even if you have poor credit, financing for VA Mortgages is still possible.

We make the VA loans process fast and easy to understand. Our extensive VA experience enables us to streamline the mortgage process, making it smooth and easy for you. Once you get started, your Cape Coral VA Loan originator will be there with you every step of the way, gathering the necessary paperwork and will work with the VA on your behalf.

If you are seeking to refinance or purchase a home in Cape Coral, Florida, we have Cape Coral VA mortgages specialists standing by to take your call 24 hours 7 days a week. Please do not hesitate to call us NOW at (855) 554-CORE

Contact Us today using our online form to inquire about a Cape Coral VA Mortgage.

Helpful Terms Defined:

Mortgage: 
Collectively, the security instrument, the note, the title evidence, and all other documents and papers that evidence the debt. A Mortgage is a loan secured by a lien on real estate held in fee simple or on an acceptable leasehold estate. A loan made for the purpose of purchasing, building or rehabilitating real property, and secured by that property. A pledge of real property as collateral for payment of debt. The term is also used to describe both the mortgage (security instrument) and the promissory note evidencing the debt, which includes the terms of the debt’s repayment.

Note: 
The evidence of indebtedness for a mortgage loan. A note is the instrument evidencing the indebtedness secured by a security instrument that sets forth the amount the owner owes the lender and the manner in which the debt is to be satisfied. The note establishes the payment terms, conditions under which prepayments may be made, and the lenders rights in the event of default. A written agreement between the mortgagor and the mortgagee specifying the amount and terms of repayment for a loan.

 

Department of Veterans Affairs

The Core Mortgage Team is NOT affiliated with any government agency including the Department of Veteran Affairs.

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