Fort Myers Refinance
If you are planning to apply for a Fort Myers refinance, there are some programs available that you should be aware of. The variety of refinancing programs available make this a great time to consider refinancing your home mortgage.
Fort Myers VA refinance
For those who have a VA loan, there are a number of refinance programs available. In fact, a VA refinance has fewer document requirements and may not require any funds out of pocket. In many cases, a VA refinance costs only one-half percent funding fee which can be rolled into the amount of the loan. In many cases, VA refinances do not require proof of income or an appraisal fee. Contact our VA mortgage specialists at (239) 431-5889.
Fort Myers underwater refinance
Too often, a homeowner does not think they can refinance their home mortgage if they are underwater. This is simply not true. With the Florida Harp 2.0 program, you may be able to refinance if you meet certain criteria. Homeowner’s who have had the same mortgage since at least May of 2009 and are current on your payments, you may qualify. From the time you submit your application until closing time, the wait may be longer than other mortgages but in the end, a lower rate can help you get your mortgage payments under control. Remember, this is for homeowner’s who have a government issued loan such as a Fannie Mae.
Fort Myers cash-out refinance
If you are one of the thousands of homeowners who has a very small mortgage but find yourself buried in other consumer debt, the time to consider refinancing may be now. While interest rates are low, taking a cash-out refinance may be the solution to getting out from under crippling revolving debt. Not only may the interest on your mortgage be tax deductible but you could save thousands of dollars a year in payments.
Residents of Fort Myers Florida have a number of options available to them when they are considering refinancing their homes. However, not all home lenders or mortgage brokers offer the same level of service. At Core Mortgage Financial, we believe in providing each client with the information they need to make the right decision. Not everyone who wants to refinance their home should, in fact refinancing may increase your rate, require extensive out of pocket expenses and cost you more money than you are going to save. If you are considering a Fort Myers refinance, contact Core Mortgage Financial – we’ll help you evaluate your current mortgage against the current mortgage programs available and determine if this is the right time for you to consider a Fort Myers refi.
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Disclaimer: Rates, programs, guidelines are subject to change without notice. NMLS #849597