Fort Myers Mortgage
Are you planning to purchase the home of your dreams in Fort Myers, Florida? Let the mortgage experts at The Core Mortgage Team help you find the perfect home loan to go along with it!
We cater to primary residences, second homes and investment properties, and would be delighted to help you buy or refinance your Fort Myers home at the most competitive rates.
Are you a first time home buyer? We offer special mortgage packages that cater to borrowers just like you.
Is it a second home or vacation getaway you’re dreaming of? We can help you make it yours.
Are you trying to lower your monthly mortgage payment or cash-out some of the equity you’ve built up in your home? We can help you find a refinancing solution even if you owe more than the current value of your home.
We’ll work with you one-on-one to ensure that you get a financial solution that is tailored specifically to your unique financing needs. Our goal is to make your home financing experience completely satisfying.
The Core Mortgage Team is proud to offer you the BEST rates and the BEST customer service in the State of Florida! Call our South Florida office at (239) 431-5889 or (855) 554-CORE to learn more.
Mortgage Loans We Offer
From fixed-rate loans to VA mortgages for veterans to jumbo loans, we can help you find the Fort Myers home loan you need. Our portfolio of mortgage options includes:
- Fixed Rate Loans – 15 , 20 and 30 year
- Adjustable Rate Mortgages – 1, 3, 5, 7 and 10 year ARMs
- FHA & USDA Home Mortgages
- VA Loans with no money down for qualified veterans
- Interest only loans
- Home Equity Loans
- Jumbo Mortgages (over $453,100)
- Condo Mortgages
- Foreign National Financing
- Construction Loans and Loans on Undeveloped Land
- Reverse Mortgages
We take great pride in providing mortgages for our clients. We have many different Ft Myers mortgage lenders and we will select the lender that best suits your financial needs.
Contact us today using our online form to inquire about a Fort Myers Mortgage.
What Makes Us Different
It’s easy for mortgage companies to quote you a rate, submit your application and sit back waiting for loan approval. Our goal is to exceed your expectations on every mortgage loan we complete. You will enjoy:
- Knowledgeable Core Mortgage Team experts
- Availability 24 hours a day, 7 days a week to answer your questions
- Access to our vast network of lender resources
- The best rates
- A stress-free experience
- A customer-first focus you will only find here
Please contact one of our licensed loan originators today at (239) 431-5889 or (855) 554-CORE to discuss Ft Myers mortgages!
Helpful Mortgage Definitions
The decisions you make on your home loan will have financial ramifications for many years to come, but the terminology used in the mortgage industry can be confusing and often sounds like Greek! We hope our small list of definitions is helpful.
Adjustable Rate Mortgage – Known as an ARM, this mortgage has an interest rate that is fixed for only a set period of time, typically one, three or five years. In the beginning, the interest rate is lower, and then will adjust based on an index at set intervals.
Appraisal – A professional appraiser who will look at the property and estimate its value based on physical inspection and comparable houses that have been sold in the area recently.
Debt-to-Income Ratio: The relationship between a borrower’s total monthly debt payments and his or her gross monthly income. This calculation will be used to determine the mortgage amount you qualify for.
Equity – The difference between the value of your home and the mortgage loan is called equity.
Prequalification: This is an assessment of how much a prospective home buyer is eligible to borrow and how much a lender will lend, and it is done before the borrower applies for a loan. The Core Mortgage Team can get you prequalified for homeownership in less than 24 hours!
Title Insurance – The lender will use the home as collateral for the mortgage transaction. Consequently, they will need to be sure that the title of the property is clear of any liens which could jeopardize the mortgage. Lenders will require borrowers to get title insurance on the property to ensure that the homes are free and clear of liens.
Apply for a Fort Myers Mortgage or call (855) 554-CORE. Alternatively, since our main office is in SWFL, feel free to come in to see us.
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